General Terms

Our insurance selection tools and services are intended exclusively for senior residents of Switzerland seeking insurance options suited to their needs.

Users must be at least 60 years old to access senior-specific insurance advice through assurino.

Users agree to use assurino services lawfully and not engage in actions that violate Swiss laws or rights of others.

Our services are provided for users residing in Switzerland only; international use may be restricted.

Certain features require creating an account to manage preferences and insurance comparisons.

Users are responsible for providing accurate and current information during account registration and use.

Users must maintain confidentiality of their account credentials and notify assurino immediately of any unauthorized use.

Accounts are personal and non-transferable; sharing login details is not permitted.

In case of suspected hacking, contact assurino promptly to secure your account and prevent misuse.

Assurino reserves the right to suspend or terminate accounts that violate terms or misuse the platform.

assurino provides personalized insurance selection support for seniors through expert recommendations and comparisons.

We may modify or improve our services at any time; users will be notified of significant changes.

While we strive for continuous availability, temporary disruptions may occur due to maintenance or technical issues.

By using assurino, users agree to the following conduct guidelines to maintain a respectful and safe environment.

• Provide truthful and accurate information when using the services.
• Do not attempt unauthorized access to system or user data.
• Refrain from submitting harmful or offensive content.
• Avoid actions that interfere with the normal operation of assurino services.
• Respect intellectual property and privacy rights of others.
• Comply with all applicable Swiss laws while using the platform.
• Report any security vulnerabilities discovered to assurino promptly.

Users may submit information or feedback which is subject to the following terms.

Users retain ownership of their submitted content but grant assurino a license to use it for service improvement.

By submitting content, users grant assurino a worldwide, royalty-free license to display and distribute this content.

Users are responsible for the legality and appropriateness of their submitted content.

assurino may remove content that violates terms or is deemed inappropriate at its discretion.

All site content, including software, activity, and materials, are owned or licensed by assurino and protected under Swiss law.

• Users may not copy or reproduce content without permission.
• Do not use assurino’s intellectual property for commercial purposes without consent.
• Unauthorized use of intellectual property may lead to legal action.

Assurino may offer premium insurance selection services subject to fees as outlined below.

Pricing for paid services will be clearly presented before purchase and billed in Swiss francs.

Payments must be completed via accepted payment methods prior to service delivery.

Subscription plans are available with terms specified at signup and may auto-renew unless canceled.

Refunds are evaluated on a case-by-case basis and are not guaranteed.

Users may cancel subscriptions anytime but fees for the current period remain non-refundable.

Applicable taxes will be included in the pricing as required by Swiss law.

Assurino may change pricing with prior notice to users providing adequate time to opt out.

Non-payment may result in suspension or termination of paid services access.

Insurance recommendations are provided as informational tools and not as professional advice. Users should consult licensed advisors for final decisions.

Assurino is not liable for damages resulting from use or inability to use the services beyond cases of gross negligence or willful misconduct.

Links or references to external providers do not imply endorsement, and assurino is not responsible for their content or availability.

We may terminate or suspend user accounts and access to services for violation of terms or as required by law.

Termination does not waive rights to pursue legal remedies and may result in data deletion.

Use of assurino is subject to our Privacy Policy detailing use and protection of personal data.

By using the service, users agree to receive electronic communications related to account management and services.

We reserve the right to update these terms periodically with notice; continued use constitutes acceptance.

These terms are governed by Swiss law and any disputes will be resolved in Swiss courts.

Efforts will be made to resolve disputes amicably before pursuing formal legal action.